How Auto Insurance Works
Get the inside track and stay ahead of the curve.
Be prepared. Be protected.
Everything you need to know about auto insurance, from how rates are set and what coverage you need to where to get it and what to do when you need it.
- How auto insurance rates are set
- How to buy auto insurance
- How to file a claim
How auto insurance rates are set
Understand what information is used to set your rates so you can make informed decisions when purchasing or renewing your insurance policy.
How to buy auto insurance
Whether you’re a first-time buyer or looking for a new insurance provider, learn how to shop around for the coverage that best meets your needs.
How to file a claim
Whether you need to make an auto, home or business claim, all the information and forms you need are in one place.
Resources For You
We've collected a few more resources that may be helpful for you to explore.
Automated vehicles and the future of insurance
Learn how automated vehicles are impacting insurance, and how IBC is working to protect consumers.
Trending News
Insurance Industry, business
Rising litigation trends in Canada could impact commercial insurance costs
Jun 11, 2025 | NATIONAL
climate
Insurance Bureau of Canada responds to audit on Canada’s National Adaptation Strategy
Jun 10, 2025 | NATIONAL
Insurance Industry
New IFRS 17 metrics discussion paper aims to improve consistency in financial reporting
Jun 9, 2025 | Written by JUNE 9, 2025 | BY: TINA LIU, DIRECTOR, ECONOMICS AND FINANCIAL POLICY, IBC; HUBERT SCARLETT, SENIOR ECONOMIST, IBC; CHRISTINA SONG, SENIOR DATA SCIENTIST AND ACTUARIAL ADVISOR, POLICY DEVELOPMENT, IBC
auto
Truth About Tariffs: US trade dispute adding costs and straining availability of insurance coverage for Alberta drivers
Jun 5, 2025 | AB
climate, ibc
Insurance experts available to help Saskatchewan residents affected by wildfire
Jun 5, 2025 | SK
climate, ibc
Flin Flon Wildfire: Important Insurance Information for Residents
May 30, 2025 | MB
You might also be interested
Protecting your most-valuable assets
What you need to know to help protect your most-valuable assets.
How home insurance works
Your home is your biggest investment. Make sure it and your family are protected from unpredictable events.
Do red cars cost more to insure?
No, they don’t. This is just one of many insurance myths we’re debunking in order to help you better understand insurance.